Try Free Ask Cherry for invoices, VAT and cash flow decisions
CherryBank Money Money
Log in Open account

CherryBank Money with AI

AI-powered finance software for every stage of business.

From first invoice to confident growth. Cherry AI helps reduce admin, surface what matters, and keep your banking, tax and reporting workflows under control.

Cash flow Accounting Reporting VAT Invoicing
Ask Cherry Free AI finance assistant
Real-time guidance

Products

Choose the right CherryBank workspace for how you work.

Sole traders

CherryBank Starter with AI

Send invoices, track simple cash flow and prepare for Making Tax Digital.

Explore starter
Small businesses

CherryBank Accounting with AI

Manage invoices, payments, reconciliation, VAT and reporting from one workspace.

Explore accounting
Growing teams

CherryBank Intelligence

Use scorecards and forecasts to see financial pressure before it becomes urgent.

Explore intelligence
Finance admin

Cherry AI Agents

Draft reminders, prioritise VAT checks and explain the next best action.

Explore agents
0 example financial health score
0% sample invoice payment visibility
0 score lenses for smarter decisions
0 workspace for banking and business finance

Financial scoring

Personal, invoice and business health explained in plain English.

Score cards make the product feel closer to MyFinScore: fast to understand, transparent about what changed, and directly tied to practical CherryBank actions.

86

Money score

Overall health from balances, liabilities, cash timing and recurring commitments.

74

Invoice score

Tracks payment speed, overdue exposure, tax readiness and client concentration.

91

Savings score

Shows how deposits and liquidity can cover the next few months of activity.

68

Business score

Highlights treasury pressure, reporting hygiene, forecast confidence and growth room.

Platform

Built like a proper operating system for small business finance.

Sage's strength is confident product organisation. This redesign brings that structure to CherryBank Money: dashboard, invoicing, banking, tax, AI reports and mobile access are grouped by outcome.

Today Finance overview
Available balance £48,260.00
Incoming payment+£8,400
VAT returnReady
Forecast range90 days

Invoices and quotes

Create polished invoices, send reminders, track overdue work and convert quotes cleanly.

Banking and reconciliation

Connect money movement to the work behind it with bank reconciliation and payment visibility.

AI reports and forecasts

Turn invoice, expense and payment data into short, useful reports for daily decisions.

Cherry AI agents

Finance admin handled before it slows you down.

Cherry AI agents scan invoices, tax checks, payments and cash flow signals, then surface the work that needs attention with clear next steps.

Try Free Ask Cherry
Payments agent Live

Chase overdue invoices before they pinch cash flow.

Show overdue invoices over £1,000 and draft reminders.

Hill & Co £2,460
Bridge Studio £1,180
VAT agent Ready

Prepare MTD tasks from receipts, invoices and bank matches.

Find missing evidence for this return and prioritise the easy fixes.

Receipts reviewed 84%
Return status 2 checks left
Forecast agent Scanning

Spot cash movement earlier and explain the next best action.

Compare the next 90 days against last month and highlight pressure.

Runway 117 days
Risk movement -8%

Solutions

Choose by what you are trying to get done.

Guided intelligence

Less dashboard noise. More next-best actions.

The page now positions CherryBank Money as a confident finance partner: it explains what moved, why it matters, and which workflow should happen next.

Explore free tools
Cash flow Two late invoices will reduce next month's headroom by 12%.
Tax Your VAT return is ready once the latest receipt batch is reviewed.
Growth Revenue is rising faster than expense growth across the last 60 days.
Accounting workspace

Run daily finance from one clean cockpit.

Track invoices, purchases, payments, products and financial health without jumping between disconnected tools.

  • Sales and purchase workflows
  • Client and product records
  • Finance dashboard and scorecards

Plans

Choose finance software for your stage of business.

Start simple, then grow into invoicing, VAT, reporting and AI-guided cash flow support.

Sole traders with MTD requirements

Sole Trader Free

with AI

Up to 10 invoices per month, 30 day cash flow forecast in one CherryBank workspace.

FREE plan available

Discover Sole Trader Free
20+ employees

Ignite

with AI

Up to 20 invoices per month, 30 day cash flow forecast in one CherryBank workspace.

Intro offer: £0.80 then £16.00 per month, excluding VAT.

Discover Ignite
Growing businesses

Grow

with AI

A stronger workspace for teams ready to combine invoicing, VAT, reporting, cash-flow forecasting and Ask Cherry support.

Grow plan available for businesses moving beyond starter finance workflows.

  • Advanced invoices and quotes
  • VAT readiness and reporting
  • Cash-flow and growth insights
  • Ask Cherry finance guidance
Explore Grow

Discover

Questions a customer would naturally ask.

Can I use CherryBank Money for invoicing and finance scores?

Yes. The redesigned journey presents invoicing, reconciliation, reporting and financial health scorecards as one connected workspace.

Does the mobile app stay part of the offer?

Yes. The page keeps the Android and iOS app links and makes mobile access feel like part of the main product, not an afterthought.

Are the free tools still available?

Yes. Free invoice generation, VAT templates and company name checks remain linked from the primary navigation and solution cards.

Contact

Ready to make the CherryBank Money experience sharper?

Send a message and the team can help with plans, setup, mobile access or finance workflows.